Alameda, Oakland and East Bay real estate and homes for sale in California, floating and water homes, residential properties - Angela McIntyre, REALTOR® Angela McIntyre REALTOR(r) for Alameda, Oakland and East Bay, California real estate - NUMBER1EXPERT™ Angela McIntyre NUMBER1EXPERT(tm) for Alameda, Oakland and East Bay, California real estate
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Angela McIntyre, REALTOR®, real estate agent and broker for Alameda, Oakland and East Bay California home listings, property and land for sale - NUMBER1EXPERT(tm)






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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Angela McIntyre, REALTOR®, real estate agent and broker for Alameda, Oakland and East Bay California home listings, property and land for sale - NUMBER1EXPERT(tm)

Angela McIntyre,
Gallagher & Lindsey, Inc.

2424 Central Avenue
Alameda, CA. 94501
Phone: 510-377-7733
Fax: 866-929-9228
Email: wesellalameda@NUMBER1EXPERT.com

Angela brings to Real Estate a wealth of knowledge and unsurpassed professionalism that were honed through her twenty-five years experience as a human resources director in the high tech industry. Experience that was easily translated into her Real Estate career. Her passion and empathy in working with Buyers and Sellers has made her a successful and caring Realtor®. Born in Italy and raised in San Francisco’s North Beach, Angela relocated to the East Bay in the late ’80s.  Since that time, she has lived in her dream home, a floating home at Barnhill Marina, in the Alameda Estuary. In 2002, she became a Realtor and joined her husband, David McIntyre at Gallagher & Lindsey, Realtors, Inc. Together they successfully represented buyers and sellers in Alameda and the East Bay. Since David’s passing, Angela has continued in their passion of assisting buyers and sellers with achieving their dreams. Angela has continued to make her home at Barnhill Marina, and has consistently gained extensive knowledge of the varied Real Estate Markets in the East Bay: Pinole, El Cerrito, Albany, Berkeley, Oakland, Castro Valley, Hayward, and San Leandro. Angela believes in giving back to the community. She is an active member of the Alameda Association of Realtors and has been part of its leadership since 2007, when she was elected President. Currently she holds the position of Treasurer and is a voting member of the California Association of Realtors. Angela has also served as Mentor for the Buffini 100 Days to Greatness program. Her unsurpassed knowledge, passion and professionalism have repeatedly made her one of Gallagher & Lindsey’s most successful Realtors®.

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Gallagher & Lindsey, Inc. real estate and homes for sale in Alameda, Oakland and East Bay California

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