Alameda, Oakland and East Bay real estate and homes for sale in California, floating and water homes, residential properties - Angela McIntyre, REALTOR® Angela McIntyre REALTOR(r) for Alameda, Oakland and East Bay, California real estate - NUMBER1EXPERT™ Angela McIntyre NUMBER1EXPERT(tm) for Alameda, Oakland and East Bay, California real estate
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Angela McIntyre, REALTORŪ, real estate agent and broker for Alameda, Oakland and East Bay California home listings, property and land for sale - NUMBER1EXPERT(tm)






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I add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 510-748-1121.
Mortgage Prequalification: Alameda, Oakland and East Bay California home buying, real estate listings, and homes for sale in Alameda County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Alameda, Oakland and East Bay REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >Purchase Negotiations

If you are selling your home, you should be prepared for the day your first offer comes in. When your real estate agent calls to say there is an offer on your home, you will naturally get excited. When your agent describes the offer, you will probably experience an adrenaline rush. Whether the offer is good or bad, you should just remain calm--and discuss a counter-offer with your agent. The negotiations of a purchase begin with the buyer's ideal terms and a counter offer that communicates the seller's ideal terms.

A good agent will look beyond the price when evaluating an offer. If the buyers' financial qualifications are shaky or the offer includes potentially problematic terms or conditions, your real estate agent should be there to minimize any risk to you and to address these items in your counter-offer. Your agent's job is not to make a decision for you, but to be sure that you understand fully what the offer includes and what is expected.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
See More Real Estate Trivia >

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As soon as I list another home for sale, I'll email you. You'll know first.
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Angela McIntyre, REALTORŪ, real estate agent and broker for Alameda, Oakland and East Bay California home listings, property and land for sale - NUMBER1EXPERT(tm)

Angela McIntyre
Gallagher & Lindsey, Inc.

2424 Central Avenue
Alameda, CA. 94501
Phone: 510-377-7733
Fax: 510-748-3872
Email: wesellalameda@NUMBER1EXPERT.com

As a fifteen year resident of Alameda, I am proud of our community and feel privileged to be able to assist others in locating their ideal homes in this wonderfully diverse area. Whether you are selling or buying a property, I promise to give you the complete professional service you deserve. Please call Angela McIntyre.

REALTORMLSEqual Housing


Gallagher & Lindsey, Inc. real estate and homes for sale in Alameda, Oakland and East Bay California

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