Alameda, Oakland and East Bay real estate and homes for sale in California, floating and water homes, residential properties - Angela McIntyre, REALTOR® Angela McIntyre REALTOR(r) for Alameda, Oakland and East Bay, California real estate - NUMBER1EXPERT™ Angela McIntyre NUMBER1EXPERT(tm) for Alameda, Oakland and East Bay, California real estate
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Angela McIntyre, REALTORŪ, real estate agent and broker for Alameda, Oakland and East Bay California home listings, property and land for sale - NUMBER1EXPERT(tm)






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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What is the least affordable metropolitan housing market in the United States?

A 
California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
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Angela McIntyre, REALTORŪ, real estate agent and broker for Alameda, Oakland and East Bay California home listings, property and land for sale - NUMBER1EXPERT(tm)

Angela McIntyre
Gallagher & Lindsey, Inc.

2424 Central Avenue
Alameda, CA. 94501
Phone: 510-377-7733
Fax: 510-748-3872
Email: wesellalameda@NUMBER1EXPERT.com

As a fifteen year resident of Alameda, I am proud of our community and feel privileged to be able to assist others in locating their ideal homes in this wonderfully diverse area. Whether you are selling or buying a property, I promise to give you the complete professional service you deserve. Please call Angela McIntyre.

REALTORMLSEqual Housing


Gallagher & Lindsey, Inc. real estate and homes for sale in Alameda, Oakland and East Bay California

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